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Stop Renting!

Reasons Why You Should Stop Renting
1. Rents continue to rise
2. Having no economic security, not knowing how much your rent may go up in the next two to three years.
3. No tax benefits
4. No long term wealth accumulation

Purchasing your first home is a big step. To break it down follow these tips and don't end up renting longer than your should! Before you begin ask yourself how long you will live in your new home. To make this process less intimidating follow some easy steps.

1.First ask yourself how long you plan to live in the property. If you plan to live there at least 3 years? This can determine the type of laon that might be best for you. There are many options available.

2. Do you Need a Downpayment? Financing is becoming more difficult these days so best to find out right away what your options are and if you will need a downpayment. There may be a few no down payment homes left but they are difficult to find right now. FHA loans are becoming very popular if you are purchasing at a price under their loan limit.

3. Get Pre-Qualified: Before you start looking for a home to purchase, you should find out what you qualify for.The price range of the homes you look at will depend on this. After getting pre-qualified, the most important thing you can dois to go ahead with the loan process and get fully pre-approved beforeyou decide or extend an offer on a home. This will give you advantageswhen you are in  the negotiating process. If you are considering a bank owned home this is absolutely necessary-no offers accepted without this!

4. Consult a Real Estate Professional ASAP. It is best to start working with a realtor right away. With their extensive experience in the local areas they will knowledgeable about any conditions affecting the local communities.

5. Pick a list of must haves and wants: Remember it will be difficult to find a home with everything you want! Prioritize!

6. Pick your Neighborhood: Location, Location, Location, You are better off buying the worst home is the best neighborhood thatn the best home in a bad neighborhood.

7. Make Your Decision! Don't wander in the world of indecision. Real Estate conditions have not been this favorable to buyers in several years! This can change at any time so don't sit on the fence too long!